Cash flow problems affecting your business? Look no further. SMEcorner's Biz-e-Loan, has been designed to meet the sudden monetary requirements of your small business. This SME business loan is a small business financing product with zero collateral requirements, that can be availed in as fast as 3 working days.

Whether it is shortage of working capital, or business expansion requirement, our Biz-e-Loan is a wonderful way to fund your business growth ambitions. If you are looking for a quick unsecured business loan for your business this loan product is best suited for you.


  • Loans between ₹2 Lacs and ₹5 Lacs

  • Loan tenor from 12 - 24 months

  • Collateral free business loan


  • Easy online application
  • Instant eligibility check
  • Quick and hassle free documentation
  • Disbursal in as fast as 3 business days*
* Applicable upon submission of all the required documents

Eligibility Criteria

  • Minimum 3 years in business
  • Profit-making business
  • Acceptable CIBIL Score
  • Minimum turnover of ₹25 lacs


  • KYC of Proprietor, Partner, Director as applicable
  • KYC of Business Entity
  • Business Registration Proof
  • 1 year ITR and computation of income
  • Last 12 months' Business Bank statement

Biz-e-Loan is very well suited for small medium businesses who witness a frequent cash churn in their day-to-day business operations. The loan can also come handy if you are looking for business expansion, diversification, inventory & raw material purchase or other similar short-term investment requirements.

Unlike traditional lending institutions that ask for extensive paperwork, have long wait times to approve and disburse loans, our methodology is different. Our Biz-e-loan can be disbursed in as-fast-as 3 working days. All you need to do is fill in our free, no obligation loan application and link your online application form with either your business net banking account or upload your past 12-month bank statement.

Our platform will review your personal, business and bank data to determine whether you meet our minimum loan eligibility criteria. All this happens in under 5 minutes. Once eligible, you will hear from our loan experts for further processing and disbursal of your final approved loan amount.

When do I opt for the Biz-e-Loan?

The Biz-e-Loan is best suited for the short-term needs of working capital required for day-to-day functioning of a business. If you are looking for a higher value unsecured business financing options, please visit our unsecured business loan product page.

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SMEcorner is the trade name of Digikredit Finance Pvt. Ltd, a RBI registered NBFC.
Loans are also disbursed via our Loan partners (Clix Capital Services Pvt. Ltd, Volition Credit and Holdings Pvt. Ltd, DMI Finance Pvt. Ltd)
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