Job Description:

• Scrutiny of loan documents and bank documents provided by the client. Prepare appraisal note & recommendation for cases and pursue at senior level.
• Telephonic discussion with customers & conduct Business discussion at the Branch.
  
• Ensuring compliance with organizations credit policies and processes.
  
• Co-ordinate with Operations, Audit and Compliance Dept. to resolve the Pre/Post
  
• disbursement queries.
  
• Interacting with external Agencies, Vendor Management to maintain healthy and profitable business in the location
• Interaction with customer for Pre-& Post loan servicing
  
• Follow up for delay in installment payment by customers
  
• Oversee the under writing of the loans in the Hub region.
  
• Co - ordinate with the recoveries team and generate business insights.
  
• Formulate technical evaluation processes and policies in the hub region.
  
• Manage the legal evaluation process in the Hub region.
  
• Responsible for fraud management and risk mitigation activities
  

Desired Skill set & Experience:

• Incumbent should have ability to prepare Financial Analysis, Interpret Financial Statements,
  
• and Financial Ratios.
  
• Candidate should have underwriting experience of LAP & Business Loan Product
  
• Should have good Computer proficiency and Good communication skill
  
• Experience of 4 to 7 years with exposure into Business Loan & LAP
  

Education:

• Post graduate in business or sales or CA will be preferred